The actual application will depend on your phone and your computer.On OS X I use an application called SyncMate as it allows me to synchronize between different device types (iOS, Android, MTP).  

I was posting from the iOS app on my phone so that may have had something to do with it.

Actually at just over 50% LTV credit doesn't really matter that much either.If you assume a 12% rate on 80k, it would be $800/month I/O payments and you are left with $836.50 after HOA, a 5% vacancy, and taxes.

Loan amount = draw amount, rate = rate, and since most HELOCs are i/o check the i/o box.

Think of it as the reminders App on iOS on steroids. 

I/O options are for people that put substantial down.

No, you cannot get an i/o FHA loan.

So for a $100,000 loan at 10%, your monthly IO payment would be $833.33.  

I am considering investing somewhere in the mid-west (MI, OH, IO, WI, IL, etc.) and am taking a top-down approach.  

Throwing this out there as food for thought- if you only are going to hold for 3 (assumed), what if you could get a 3 Yr I/O, to maximize cash flow?