Hi Jasmine,A DSCR cash out refinance sounds like the best product for this.You can vest in an LLC and most DSCR lenders do not report on your personal credit report!

If the end product is similar to conventional construction, and is compliant with applicable building codes then I think you're good to go.I think you should also consider where you might start. 

DSCR won’t be the product you would use for ground up construction/ new build.

I deliver a first rate, top of market product and rarely do I see my properties sit longer than a few weeks. 

They will have a Jumbo product with 10% down with no reserve requirement up to $2,000,000

Start talking to local lenders and see what kind of products they have for construction/ rehab loans.

The support was solid, and the biweekly meetings were productive.

The government saw the housing bubble and changed guidlines with fannie and freddie to make the 10 down / 2nd home loan product very expensive (about 4 points to close).

Propwire is free and a product from Jerry Norton.

You can also find agents and lenders via the Find An Agent or Find a Lender tools.I am on the lending side of things and would be happy to hop on a call with you anytime to discuss financial strategies and help answer any questions you may have about nearly any loan product available to help you on your journey, even if they are not products my capital partners offer.