If a lender is heavily a commercial lender in growth mode for the portfolio they tend to get more aggressive on the rate and term for the loan and willing to negotiate loan docs and other items more.I like to see lenders that specialize and understand a specific asset class and want to do loans.

Rates are heavily dependent on FICO, LTV, Term, loan size, and other variables. 

There were some challenges as to how such a site would vet the data incoming and how the site owners would risk liability if inaccurate information kept them from finding housing in their area.It's a great idea on paper, but I think unrealistic to implement.You can meet that need by doing your due diligence and screening heavily. 

I penalize heavily the failure to notify in advance.

We are ready to move forward with more investments and have been heavily researching many areas nationwide.

It's like they drank a potion that changed them from Jekyll into Hyde.

I agree with @Scott Harper, I used to live in Florida and was a member of the CFRI group - you can meet some good folks there, but they do heavily promote gurus and classes - so just skip all that and listen, learn and utilize Bigger Pockets - with none of the Hype!

Another bit I use heavily- HONESTY.

I’m very new and don’t know anything but would prefer not to spend money on buying heavily marketed products from this guru.

Of course, you'll have to know your inputs, otherwise watch for GIGO.STR in city of Austin is heavily regulated and restricted - might want to get clear on those regulations before counting on that.