Really that is an okay down payment on a 2BR condo most decent areas near there, at best.In Lowell if you the idea is to get a place that is attractive to students you can get a little further with that kind of money.  

I am a student here at CSU and I'm majoring in finance.

At the time, I was a full-time student at Stevenson University, overpaying for an education.

I'm inclined to urge you to buy the rentals and travel while you can.  

I was wondering if anyone has had any experience getting approved for an FHA loan while having a large amount of student debt that is still in repayment.

I'm currently a college student interested in learning the ropes of real estate investing.

Also, unless you have successfully acted as a project manager on another similar venture I would strongly urge you to hire one or see if architect offers construction management as part of services.

Additinaly having top rated schools in Vermont and by nationally by Forbes Magazine, the schools will be going through a massive restructuring and consolidation of students.

Right now I have a hefty mortgage and a (very) large amount of student loan debt.

In order to get your total "net worth" you would add up ALL of your assets  (real estate, stocks, bonds, cash, etc,) and subtract out the debt (credit cards, mortgage, student loans, car note, etc.) in order to get your overall net worth position.