Also, the money that you make from the business will definitely put you on the right path to financial success.So in short, yeah I think you are on the right path.

At that time, it will need to be looked at long and hard to determine the path forward.I work in the field that has been my passion and hobby since I reached the double digits in age, so it helps that I like going to work.

@Gloria Riley  while its pretty straight forward what needs to happen when buying dirt, there is a very well known process from start to finish.. no secret there.the number one stumbling block I would see with anyone trying to start is construction financing. your talking a very large construction loan.. and I am a small time builder developer usually no more than 10 million out in construction loans at anyone time.. and I know what I need to do financially to get a bank to fund me... its far more than just having capital ( which these projects take a boat load of) but its experience and relationships  that are needed..

And now that I actually have meaningful questions, I've come to the best place around to hopefully take my learning to the next level.My plan is pretty straight forward (at least I think it is :-).  

However, if your current credit score is too low to qualify for a loan, that's a real problem.I think trying to convince your brother is not the path to choose. 

<eyeroll>I have found out where she works though and am considering going down the collections path.  

I work at Keller Williams (happy to discuss why if you're curious) and something I hear again and again from the successful agents is the importance of time blocking and following their calendar.Most importantly, ask yourself if this is the right path for you.  

@Isi Nau  @Michael Borger Is it pretty straight forward to turn a fee simple condo into a leasehold and sell it to someone?

Here's why; If you're going to continue down this path called 'real estate' it's important that you're committed.

I have great credit and will be improving that before I start down this path but I just broke free of most of my debt and only just started saving up.My goals for the near future are to invest in a Multi Family home and house hack while i build up funds because as much as you can invest with no money ( provided you have the resources ) I assume it's probably best to have some back up funds in case something comes up with your property.