How you do this depends on what you want for an outcome. 

That depends.6.

Depending on your income it can, look up house hacking.  

has anyone ever had a dependent on a lease that prevented them from evicting?

The earnest money is not always yours,Depending on the parameters of the contract and rider there could be a clause that states that protects the earnest money.

However, I believe this depends on whether your investors are passive or active partners with voting rights.

Some of this will all depend on how long the deck has been in place and grandfather rights.

I work for a bank as well.Tell someone in compliance, they likely won't care (depending on what you do there) but you don't want to get caught having not disclosed it.

It all depends on the end game.

Some operators can do it faster, especially if they are pre-leasing and the market is hot/competitive.Maybe on the spreadsheet, or could see if lender has one, depending on what you're actually looking for.Yes, there are def specific lenders out there, as ALF itself is a niche and you add construction to it and most run away.May be able to pull some information from lender regarding the market specific questions on operations/mngmt and construction companies, and the typical percentage of total revenues charged.