Also, Commissions are a shown on the estimated closing statement from the escrow company. 

I ended up closing on a different property.

Cleveland is an excellent market to get started, and you definitely want to establish your 'boots on the ground' here before diving in - an experienced property management company is a great place to start (Bonus if they have a sales team attached - making it a one-stop-shop!).

That was more six figure range reserves and it made a difference.

It really makes no difference whatsoever…as you will be getting title insurance, either way, and if you ever have a title issue that’s who you would go to anyway…not the previous owner.It has effect on you or the lender, as long as you get owners title insurance (the lender will require lender’s title insurance in any case).You can sell with General Warranty deed when you sell.

Some downpayment programs have different requirements than others.  

It will give you the time to adjust your pricing strategy during different seasons and give you time to gather reviews which impacts your booking rates. 

He has a professional designer join him in a handful of the sessions and she provides some actionable recommendations  that may give you some confidence to do the design yourself.Another quick thing to look into is a subscription with a company like Minoan.

Not fun at all.I don't know your circumstances but I can tell you that a great agent can make all the difference.

We have been in our flat for 5 years with 3 different tenants.