Hurricane/La Verkin/Virgin historically have been much more flexible but those ordinances have changed over the years so you have to be careful before banking on being able to do vacation rentals. 

Just go talk to a bank.

Buddy of mine recently suggested similar (buy a boat and bank the BAH).  

I did have success contacting Bank of America, who directed me to Mr.

Hi, I'm Daniel from Culver City, CA and have been in commercial banking for over 10 years and recently passed the CA RE Salespersons test. 

For those of you who get lists from public sources, free or paid, they obviously are bloated with non qualifying leads that need to be trimmed like banks, LLC's, recently sold, etc.Beyond this I'm not 100% sure what I should be keeping on the list and what I should be eliminating.What are some traits you guys look for when filtering you lead lists?

He added my name to the title in February, and after 6 months, Huntington Bank said they'll give me a HELOC which I'll use to buy him out.

Lastly, our lawyer is pushing us to use a bank loan so that we can purchase in an LLC, rather than buying it in our own name to get a 30 year fixed and transferring to LLC later.

You may want to check out US bank.

I will figure 25% down until I determine which bank we use.