Quote from @Brittney Wright: Increase the rent based on what the market supports.

Or is it just based on tenant reporting?

I’m a registered nurse in New York City, new to real estate investing currently in the process of learning and building my knowledge base to make my first real estate purchase.

Underwriting is primarily based off of the property not the borrower. 

It seemed the appraiser knew EXACTLY how much I was looking to borrow and solely based the results of the appraisal on that.

Alongside acquiring rentals, I'm interested in establishing a service-based business within the real estate niche, potentially offering maintenance or renovation services.To make the most informed decision, I'd appreciate any insights from experienced Indiana investors on:Top Indiana Cities for Long-Term Rentals: What cities offer a strong rental market with factors like stable vacancy rates, positive cash flow potential, and opportunities for property appreciation?

Honestly, I would have never guessed that this market is actually not great for rental investments, but it is really strong for fixes and flips.

I would have to go back and look at the costs and then divide them amongst my properties to figure it out but right now I am paying for the following subscriptions:Guesty for HostsRing CamerasPrice LabsHostfully GuidebooksREIHubZapierSignNowWhen I purchase one of these subscriptions it is usually based on the criteria of how much time can it save me, or how much additional revenue can it make me, or how can it improve my business.  

Investment Info:

Single-family residence buy & hold investment.

Purchase price: $612,500

Cash invested: $20,000

Primary residence turned into first rental.

What made you interested in i...

If you do want to transfer the title, you have to be mindful of your lender and willingess to cooperate, be prepared to pay transfer taxes based on the assessed value and other deed preparation & recording fees.Assuming liability protection is the primary reason, what events have recently transpired that have you concerned?