Until states decide to specifically regulate (like California which has its pros and cons) this will continue to be a grey area that we encourage you to discuss with your legal counsel in your state."

(some regulations apply)When the loan goes to foreclosure sale, regardless of whether it sells at auction, the loan is written off.

Seehttp://www.consumerfinance.gov/regulations/ability-to-repay-and-qualified-mortgage-standards-under-the-truth-in-lending-act-regulation-z/

Many COA/HOA's don't like rentals, for some legitimate concerns and some non-legitimate reasons, and this is one way of making the boards feel more secure.Ask them for the regulations requiring this.

As you might expect matters around financing, regulation and taxation will be different if you are investing at home.

In WA I have seen ones that the HOA was just for upkeep on property, rules and regulations as well as ones that act more like condos.

First of many we all hope.When it comes to Title companies they're highly regulated on rates here in NJ.

Be sure to provide and have them sign a copy of the rules and regulations - they don't seem very important until they start breaking rules you didn't even think you needed...that will be a fun one...if you plan to increase rents, do it when they are most likely to expect it like as soon as you take over or one year since their last rent increase/ contract.

I don't know what a "Pension Fund Group" is, but Pension Funds are highly regulated.

@David Guzman , first off while some state law might apply, it is my belief that it is a matter federal law, or at least a banking regulation involved.