I honestly told their counsel I would pile their claim amount in my front yard in bills and set it on fire before I would give them a penny.

Here are some good places to start:http://www.biggerpockets.com/meet - find and connect with other BP members that are in your area.http://www.biggerpockets.com/alerts - Set up keyword alerts to be notified of the topics that interest you.And, of course thehttp://www.biggerpockets.com/forums - ask any question about real estate!

They can go after the original owner but not foreclose anymore.Unless the senior lien took care of the junior liens also when setting the bid price.

I purposefully, and uneducatedly, set the replacement cost of the policy at $75k while I knew the property was only worth about $50k...not sure if that is bad practice or not but I am the type that likes to make sure I am REALLY covered! 

How long does it usually take to set everything up?

Did the structure they helped set up hold up and protect you in an actual legal situation?

I have putting in an offer on a property and I am just asking for another set of tenured eyes.

I like going to a new market by setting up a lot of meetings with Realtors and viewing deals and looking at neighborhoods.

Also if enough investors in the area are interested I am considering possibly setting up a local Reia for investors in and around Monroe, MI.

You determine what to offer by setting goals and knowing your market.