I certainly don't know for sure, but it's possible the H&W either took title as tenants in common or they got divorced which reduced their entireties interest to tenants in common. 

This criteria is for 1-4 and 5-8 unit programs.I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.

Also if he just postpones again, Can I keep or reduce the deposit money for rental loss? 

that we’ve learned in our 24 years, managing almost 700 doors across the Metro Detroit area, including almost 100 S8 leases.

Payoff included the arrears so its not $95k but the $77k.2.

Be the person that reduces the burden on the other side...they'll become a trusted partner and ally!

Hosts do anything to ensure a 5-star, to include lying about the guest just to coax a positive review out of them.Hotels don't look at reviews and they do just fine.The people you are talking about are the same ones that will eat most of a steak dinner, then demand a refund because it was under-cooked.

This could be reduced to 2.9% by removing the 1 point and paying a higher rate. 

80 - 100K CAD .... so about 50 - 70K USD (maybe cheaper as these sorts of things are more expensive in Canada.That has a hydraulic lift and included the construction of the shaftway.Of course ... you can spend much more[Note:  I originally included a rang of 60 - 80K CAD (25 - 50K USD), but going back to the quotes we had last year to bolt a 4-stop onto an existing 4-story apartment building, the range is more like 80 - 110K CAD]   The 60-80K was for a 3-stop solution at another location.]

Currently submitting final plans that include Architectural and subdivision approval.