You better be prepared to spending the equivalent of a small rental house every single month if you want that to pay off. 

I paid off the equivalent net cf of acquiring another 20 doors in 2017 and haven't regretted it once. 

It appears you feel it needs work. 

No, you shouldn't need an RMLO.Yes, you will probably want an attorney to create the security deed (or equivalent) and note with the specific terms you want.

It appears rents are flattening in the cape.

@Scott Smith writes the equivalent of one article per day on that kind of stuff.

The tenants decide how to divide the expenses not the landlord.What you appear to be doing is billing tenants separately.

Perhaps the people on the other forum don't do anything to maintain their cabins and as a result they're kind of run down, and cabins like mine appear "luxury" to them, but there are definitely true luxury cabins on the market right now (as you noticed) so I can only guess as to why they aren't seeing similar success.

In my market, townhomes are priced lower and appear on the surface to be great cash flowing properties, until you run into that darn HOA fee.

This means your name does not appear on public record for that property, your attorney and their address is the only thing that appears.