I would like to terminate and return her security depositbefore she actually moves in. 

That number is actually pretty low for a county with 2mil people, but it has increased over the last year.

If you are not going to refinance, I guess you could leave this spot blank to see what your actual COC-ROI would be.  

I am willing to learn as much as possible so please suggest materials and conferencesThank you Just a word of advice, if you ask for advice to be honest most people are gonna try to sell you on their market and ultimately their service or course, you need to figure generally the direction you want to go, your risk tolerance, the area, the trade offs between appreciation and cash flow, understand, it’s going to be hard to get much if any cash flow in this market, brrring & flipping are close to dead with the exception of a few areas in dc and a few rural markets, even there it’s difficult, come up With a basic plan than go into a conversation with whoever you work with and at least understand the right questions to ask, the best comparison I can make is my mom always makes me go to the mechanic with her, even though I can’t actually fix the car, I can at least talk the same language as the mechanic.

Just to be clearer, I don't mean the method that tenants set up the autopay or Zelle in his bank account, but some method, app or digital platform, that debits the payment from tenant’s bank account at some specific date of each month, and It sends it to my bank account.

don't keep a staff. there's a general contractor in our market that has 400 million annual revenue and 41 employees. 10 million per employee. do the math. that's columbus ohio. construction management is the key. get to know the subs, process, build clients, focus on what actually get's business not hiring when you are small. 

I think, though, that it's important to look past it and actually analyze expected rent vs expenses and mortgage payments.

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

For example, in my county you can actually go to your hearing and get your taxes increased on appeal fun right....Jon Bock CPA/PFS

@Ammon JensenFor this purpose I do not believe you can write this off, add on that you are paying ordinary income on the 10-12% which let’s say is 20% and after servicing you may actually be losing money every month.