I use to live on the other side of the island (Saint-Jean-sur-Richelieu) and then in the middle (rue Saint-Denis) many, many years ago.As you have already noted, there is a welcoming and encouraging community here on BP with lots of experience and sage advice.While much of the information you will find here is universal, but in the areas of finance, regulation and taxation things are a little difference here in Canada (particulierement au Québec) - working in credit at RBC, you may already be familiar with the distinctions.Investing in real estate as part of your portfolio is a wise idea and if I can be of any assistance, just drop a note.

If it is a bank or other exempt regulated financial institution that is "collecting" payments, I'd say there is no worry.

There are a couple hurdles you may run into here.I see many appraisals as a bank regulator and have looked at a lot of different options for cash-out financing as an investor.

The same issues apply to refinancing mortgages.The same basic guidelines are used by portfolio lenders, but they can make some exceptions that are still prudent.These are also the base line used to determine other lending issues by the regulators, CFBP, HUD or conforming debt obligations in predatory issues.This is a good example of a seller financed note being required to fit into generally accepted practice, where all mortgage financing requirements must be working in concert with other each other instead of having odd or non-compliant parts.If a concert band is going to play the William Tell, the trumpet section can't be playing the Stars and Stripes.

We have a lot of success in other States, but GA regulators make it hard in that State.

The issue will be identifying which commercial zoning category you need, highest and best and then getting with building regulations and seeing what the degree of rehab will be required.You can't know what the rehab costs will be until you know the standards to be met in the rehab.

Several options for just grass or dirt, depends on zoning and building regulations, here any ongoing business would require a paved lot. 1/4 acre is not big, but it's big enough for small gatherings.

I do work in bank regulation in SF, and have seen Yellen speak, but I was just joking about her.

With Ladybird Johnson and the Highway Beautification act in the 1970's, billboards became so severely regulated, new permits are extremely difficult to come by.

Points can only be charged by institutional or regulated lenders, you buddy can't legally charge points.