Seems really odd to me. 

Hit up Gerard at United, he's been great to me!  

Especially if it has been 7 yearsCarpet to me is goin good to last 7 years so personally I would chalk it up to doing business.  

To me A/C needs to be fixed within 48 hours 

Seems to me that systematizing a lower income area will be harder.

True they have had a monopoly for over 50 years, however, in the past 10 years there has been a small private flood insurance markets and it will continue to grow you can do a google search for "private flood insurance", "Lloyds of London flood insurance" or just reach out to me and I will shop all options for you. 

Hello,The concept of house hacking makes a great deal of sense to me.

@Chris Seveney -- My starting strategy will be in investing in rental properties, specifically townhomes, that are local to me.

She is willing to sell it to me for 65-75k so I can use that house for Helocs for me to start investing.

And I have to assume rental rates for other unit will appreciate higher than inflation, plus my Dad's slight increase in his rent to me 'maybe'...I see this as a net gain for me as even taking a ~$3k loss (yes this doesn't include over costs associated with managing a rental) each year for say 10 years, I save $60k of an original downpayment and can push it all into as tax advantaged vanguard fund gaining hopefully more than my loss on a year over year basis.