Water has one meter.

I own a beach house and I spent more than 20 K annually just on fixed overhead (tax insurance electricity water sewer and internet).

Buying a water damaged fire burnt house with no experience is financial suicide.

It is a very premium location in a beautiful Fort Lauderdale neighborhood close to the water at a price where the numbers really work well.

Units are all electric and have individual panels, water heaters, and HVAC systems.

That will free up your ability to use the FHA loan program again and not have to worry about red tape rules.This will also give you the opportunity to live with your Fiance' and test the waters. 

Has separate power meters, separate water meters, and separate gas meters.

I can do the project in phases, but I am in for quite a bit already, the land acquisition, engineering, architecture, horizontal construction for utilities, water retention and so on.  

You're not even allowed to turn off the water to a rental, no matter how much the tenant owes you.

Mini splits are capable of heating and cooling but they're a bit ugly with the inside units being bulky and noticeable and also they are a bit more of a challenge to service (no central air filter)Does anything else run on propane such as the dryer, water heater, range, etc?