Everything looks pretty normal except the LTV.

Yes, employment rates are improving and things appear to be normalizing but the eviction moratorium is still in effect and the fed has said rates will remain low for at least a year (why?

., or if I do acquire it, that I won't understand it; also that I won't be able to recognize what is normal/laziness versus sketchy.)Is it appropriate to use my realtor on any leads that I want to pursue?

Multifamily is at a high historical price range and may be over-priced (or this could be the new normal).  

The final step (this would normally be one of the first steps but not with COVID) is to attend local meets ups.

@Sarah SimoninMost hard money lenders want proof of experience or serious skin in the game.

But we don't know if this is on a rental or your primary (though I'm guessing your primary), or the value of the house, or your equity position, or the LTV the bank normally loans at, so it's hard to comment about that.  

If so, title should be fine as it is basically a normal purchase.

Also given that it would be a brand new property, we would assume we wouldn't calculate for normal maintenance, and capex for awhile. 

Flip income is considered short term capital gain which is taxed at your normal tax rate.