You have a choice of ignoring her or responding with some facts to show her that you're not going to be pushed around.

There're are many folks living there who live there by choice and it really depends on what the end-user you are targeting is and what they do/live/and all the other dynamics. 

It is not about being smart or careful.

Generally farmers are pretty smart on what their land is worth and the value it can provide. obviously giving you the easement disallows them from the ability to build a house on it down the road even for a family member or a farm worker.

Each choice you make is a risk that you will not recoup the money spent, but there is also a risk that you will leave money on the table if you under improve.

You've really only got three choices: equity, debt, or a mix of both.

Transunion Smart move, Rentec, Innago and others.

If you watch the news, nurses are being made to make a choice about the Vx.

If you can use hard money to fund your deal, that would be my first choice.

If that figure meets your financial goals then purchasing it as an owner occupant because that's where you want to live for now is a smart move.