We meet at Radius Financial, 600 Longwater Dr, Suite 107, Norwell.  7:00 PM on the 2nd Tuesday of the month.You've no doubt discovered how wildly expensive Boston properties are. 

Also, will turning the home into a full rental property influence my goal to get a second mortgage, or will they only factor in my debt to income?

Also nobody in my family is very financially intelligent, and I'm almost certain that if we did go that route my sisters part of the money would be gone within a few months. 

Loan Originator from Cardinal Financial just told me over the phone they can do it but will see what they actually come back with.

Whew As obvious as it seems i've seen some crazy financial reports on people looking to get funding

The whole process made me realize I like the real estate industry way more than my current one(financial analyst).

If you aspire to have rental properties you might like the financial benefits of keeping your existing house as a rental when you buy your next primary residence, if that's an option for you.Primary residence home mortgages have a lower interest rate than investment mortgages traditionally, so by buying your next primary residence and hanging on to your old one, you get to keep your lower interest rate on both properties.

My wife is the lending candidate as she is a W2 high earner with a 798 cr. score with only mortgage debt on our primary residence.

He's a hard money lender with Pine Financial and they have 100% finance programs.

As of January 1, 2013, it explicitly added debt buyers to be included under the act.If this is true, is there anyway around it?