Using soft/hard money then refi-ing & owner Occupying

[Heather Rudy]

Hi, I'm brand new to real estate investing in a pretty tough market-Denver. Im currently renting but interesting in house hacking most likely through short term rentals/using an ADU. I don't have tons of money saved up to be able to buy a house in a part of Denver that I want to live in. Is it possible for me to: 1. Find a deal 2. Use soft or hard $$ if the numbers all work out for the purchase & possibly rehab (or force some equity into the property) 3. Refinance as an owner occupant My other options are to buy a small condo (probably only a one bed) or just wait until I have more capital acquired to get a conventional bank loan... I am so so ready to jump in & will consider any creative financing ideas...I know once I have a property it will be an income generator for me! Thanks for the input/advice!

[Chris Lopez]

@Heather Rudy connect with @Justin Cooper . He's a hard money lender with Pine Financial and they have 100% finance programs. I'm not familiar with the details, but they do have some program to convert the hard money to a long term loan.