They are more common closer to Baltimore or if you are willing to cross the bay bridge.I personally did your option #3.  

How many units do and your partner own, not property count?

Oil Rig count for March was 2X what it was one year ago, and Texas Railroad commission granted 2X the drilling permits this year over last (O&G has bottomed and is coming back). 

Might still be a good investment if it's in a good area and continues to appreciate but don't count on that.

Here are the costs the mortgage loan officer told me:Commitment fee: $995Appraisal: $690Credit: $14.04Title closing/escrow: $1,145Title lender's policy: $916.15Title/endorsement: $100Title courier: $100Tax Service: $80Record deed: $123Mortgage DOT: $333Total closing costs: $4496.49Total closing costs with Wells Fargo $500 rebate: 3996.49And that isn't even counting the down payment via FHA loan.

If you are self employed or working as an independent contractor that income will be counted with a bank so long as you show 2 years or more of it.

Square footage and bed/bath count does play a direct factor when it comes to value.

So it would be two separate mortgages, which should be fine granted you are qualified to carry both of them.But yes, that would be counted as 2 4-plex and need two separate applications.Best of Luck,Nick

Who knows, maybe we end up crossing paths.

So this brings my question, will this reset the 90 clock to begin on the 19th, or can we count January 5th as the original date?