I am left to believe that taking the Series65 exam using form U10 will be of little to no value since that doesnot include registering as an IAR with any state.If this is correct then I would be left with the much morecostly and time consuming process of registering with my stateand paying yearly fees of $250+ in order to keep my license in goodstanding.

Also more up front costs to furnish, more up front costs to make it look nicer than a long term rental, more monthly costs because your paying for monthly expenses (utilities, consumables, broken things, (snow removal?)

Some people said the collection could be worth some money and we should try and sell it, we opted to dispose of it at the dump in black trash bags.

Building from scratch is expensive, and time consuming.

I’m just getting at a point that I’m having to leave frequently for showings and closing etc. and it’s more time consuming.

To the mystification of newcomers, we are consumed with which area code we have.

This is because 1) while San Diego has outstanding long term appreciation in the shorter term there have been numerous flat or down cycles 2) Selling costs will consume some of the profit.  

Yes those tasks arent necessarily hard but they are time consuming.

Credit rating 815+, with no debt.After the application denial, I've emailed requesting them to remove all the data I've uploaded, and delete my profile, and opt out of further communication. 

I'd highly recommend you do this early on since it is much more time consuming to transfer accounts later.