Cheers!!!

Even when I'm aware and I default a borrower for doing this, if I can see that there is progress with a refinance, I'll usually file my NOD to "Alert" the parties that I'm not playing (and to start the clock in case the transaction falls apart...happens all the time) but, i'll hold off on publishing (my scenario assumes non judicial foreclosure, meaning, not using the court system) to give them time to facilitate the transaction.

He does some value add office plays.

I have my real estate license and hope it can play a big part in acquiring properties.  

Cheers!

No matter how I try to approach it with her, it ends up getting pushed to the side because the idea of 'playing with our money like that' stresses her out. 

As a new user to BP but someone who has done well with the three properties I’ve owned, I was taking a look through the forums seeing what screening tools others were using and thought it was interesting how much of an emphasis the 2% rule & 50% rule played out as a starting point for many.

The scenario where this plays an important role is if the permitted uses are ones that do not pay as well as the current "retail" type use.

If you are ONLY getting $4k/yr long term historical average on a $200k house, that is 2%, so definitely not the right time or place to play that game. coastal SoCal historical average (going back 40 years) is around 6% ... with 20% down (5-to-1 leverage) that is a 30% average annual return; that is the example I use because that is the example I know, not sure about Oregon but suspect it may be better than the 2% in your example. 

Its not a power play or a scare tactic.