The MLO could potentially offer seller concessions to help the buyer as well but it cannot be stated the buyer MUST use the seller’s firm for lending. 

After meeting with the seller, I realized he didn't need the proceeds right away, and saw the potential for an Novation.

I am getting 6 extra windows at no cost including 2 transom windows in the bathrooms that really provide an higher quality feel and increase one of the main areas that tenants and potential buyers really care about (Bathrooms & Kitchens).

This strategy allows you to potentially make a quick profit without the commitment of having to live in the property for a certain period of time.Alternatively, you could also look into investing in rental properties in different cities where you have connections or where you see potential for growth.

May have been a simple 1-time poor cleaning job.Lot of potential causes.So I’d show the cleaning rep the pictures.

Furthermore, the long term appreciation potential of a property is just as important as the cash flow.

Basically, you want to try and get in the head of any potential buyers and what they may be willing to pay and why.

Qualifying for the lowest rate possible and putting a large down payment are a couple of ways to navigate the potential ratio issue and get closer to the number you need to make it work. 

Whether it's conducting market research, evaluating potential properties, or assisting with administrative tasks, I am ready to roll up my sleeves and contribute in any way possible.

However, because you are planning on doing reno, you could potentially qualify for a refinance.