Just like most markets in America, STRs are returning to pre-Covid occupancy rates and most people have no experience what that looks like because they entered STR investing during and since COVID.

All of the sellers willing to finance seem to be looking for around 5 year terms with interest rates above 5%.

I check the SEC, FINRA, ratings websites for inside information on the principals in the company.

Fill up the lower marginal tax rates with Roth conversion income.

Running your numbers based off a short term rental or medium term rental rate is going to get you in trouble.

Cap Rates are low in this space, but it makes sense for a lot of people who have a huge tax burden.

I would either want 25% down payment or the rate would need to be 9-12%.

I want to keep the property longterm since its a good rental and the interest rates unbeatable but I want to pull by 10K downpayment as well as renovation budget out of the property.Has anyone ever had any sucess refinancing a portion of the home while still keeping seller financing in place? 

And when the porn robots appear...I use AI to write property descriptions, emails, letters, and responses to 5-star reviews.

Most work this way Rates: 9% to 13% (Most Deals are 11-12%)Terms: up to 36 Months (Most Deals are 6-12 months)Fees: 2-4 points(%) of loan amount paid at closing (Most Deals are 3 points(%))Minimum Loan Amount: $50,000 (For loans less than $250,000 $2,500 minimum fee)Max Loan: 65%-70% of After Repair Value(ARV)100% Rehab Financing Available (Require 20% of purchase price down payment or cross-collateral)Closing Timeframe: 48 Hours - 3 Weeks (Most Deals are 2 Weeks)NO PRIMARY RESIDENCES, NON-OWNER OCCUPIED ONLY, BUSINESS AND COMMERCIAL USE ONLY.