Remember, you aren't an employee, you are an independent contractor in the real estate business.  

He's very focused on becoming independent of the channels, but overall he's got great advice for providing great service.

You each have to be able to independently qualify for the loans though, which is key.

Nearly every financial expert states that this is singularly the most important step to anyone's financial independence.  

Escrow accounts are supposed to be regularly audited, obviously a method was found to delay the audits until all the units in the subdivision were sold.Not only were they quoting ~$500 less than everyone else because of the above, they were likely qualifying everyone with PITI being ~$500 less, meaning they'd approve you when no other lender would.There were obviously some behind the scenes meetings going on.I personally don't take part in the 'builder's preferred in house lender' scheme... too many moral hazards. 

By that logic, so long as we have the terms of our arrangement clearly defined, we could protect ourselves from such a blunder in an audit.

I've created a template here that you can copy onto your own account.It has the following entities:PropertiesOwnerTenantTeam MemberHome WarrantyTasksEntry FormsWith AirTable, you can create independent forms that will allow you to enter items in your database.

Before discovering financial independence (FIRE) and REI, we planned on renting indefinitely.

This will obviously vary by agent, but it's simply the natural process in the world of any commission/independent contractor position.

You can do much better in areas like South Kansas City, Independence or Raytown than you are in Liberty.