You've never had to fight to remove a bad review. 

AirBNB room by room can be a cause for some interesting fights

Ashley  You can always hire an attorney and fight it.

Doing the opposite for me helps fight these symptoms.

The buyer got in a fight with their significant other two days before closing and backed out.

Chicago is a tough city to fight the system on and things happen and run the way they do here because that is how it goes and not always because it makes sense or cause it works that way elsewhere.  

Then they poke the fire to eat up all the assets to make you both fight, in my humble opinion. 

Can I anticipate a big difference in rates or value between all these different banks and companies, or will the difference be trivial where I'm fighting for half a point interest rate percentage or what not?

They’ll fight tooth and nail to pay as little as possible, if anything at all.

Best for her IMO is to sell, settle out with the ex and live to fight another day ie come back and buy in that neighborhood when she is ready.