Summed things up so anyone can comprehend it.It seems to me that the "bankers" would have ran the models and had a good understanding that this would happen.

Just something to think about as I don’t know your business plan or aspirations.

It is also true that commission is being pressured down; Internet, alternate business models, REO and short sales.

You have the run the models and see what the sensitivity is to known possible source of trouble...like vacancy, capex, repairs, rent escalators, etc...those are the main ones that come to mind.

Every business owner experiences that same stuff everyday... it is just cloaked in different business models.

The wholesaling model seems to be best model for generating profits.A wholesaler who I spoke with yesterday is moving properties at 80% of ARV without repair for cosmetic rehabs.

Isn't that exactly the same imbalance as the vast majority of car loans, especially new models?

I am generally focused on 1990 or later model, 3 br, vinyl shingle units.

In reality, if you are open and the seller knows what you do (in essence as you don't want to reveal your complete business model), the transaction will likely proceed much more smoothly.

My current business model is to find people who have monthly payments secured by property(note) and connect them with buyers for those payments.