Hey @Mark Lovejoy, Can you be more specific with the options on the table?

That's your business call, and I'm not trying to get you to do something do you don't want to do.Let me also comment on your comment about paying more in interest with restarting the amortization table. 

Hi Lamont,I agree with what the others have said, but I remember you saying in another post you were having trouble finding investors.So possibly, as a co-GP in the deal (like a joint venture kind of situation) it might make sense, if it allows you to attract Investor cash to the closing table, or the person is bringing investor cash onboard, but you will still need a deal Sponsor to step up to the plate as Key principal for the loan.

Therefore a traditional FHA or VA Loan is off the table.

What co-workers or other associates do you have, that may be able to your real estate endeavors, and what might they help bring to the table?

Alot of naive investors would still invest but more seasoned ones would probably be more cautious if all you can bring to table is the skill you have. 

Let them put food on the table and catch up.

What can I come to the table with to help make the relationship as efficient and successful (both in the near-term and long-term) as possible? 

You could go after them for a judgment but for most tenants that's not worth the paper it's printed on because they have no assets, often work under the table, and if they make too little money they are judgment proof anyway.There's also an argument to be made that you bought the property with the current condition of that unit priced into your offer, so there's no reason you should get a second bite at the apple and also go after the tenant for causing the unit to be in poor condition.

If investors are looking at these to it might be a challenge as we can't come to the table with a cash purchase.