Everyone will say watch out for triggering the Due on Sale clause, but that is so rare, and as you have already alluded to, the solution is just refinance. 

She is now to the age where she is unable to continue, and we are going to take over everything for her, so she can hopefully relax and watch the money come in to her. 

I've been watching these forums for quite some time and have been very pleased with the information I am walking away with.

Can't wait to watch your progress!

I have been watching lots of youtube videos for the past 3 months and recently joined a group on FB with Rental arbitrage hosts.

So it’s definitely worth watching.

In addition, watch out for "co insurance" which is a fancy way insurers get out of paying for the replacement cost.

I've read and watched and listened to everything out there.

I am seeing this situation all the time and I know that a good portion of buyers are investors like me so I don't understand why people buy these properties when clearly they don't pencil and yet for the last year I have watched this happen over and over again.

We'll be watching things like the unemployment rate, collections, vacancy rates, absorption rates, and similar.