But I get it if you can invest 500.00 U certainly cant buy whole notes or secured positions with such a small amount. becomes a personal decisions make 7.5% with risk of losing it all or buy T bills for about 5% with zero risk.. its up to the individual investors.

My next step after posting this is to reach out to a few similar hosts for the style of property I am looking to invest in and see how well they do on a personal level.

Find a group or person that can give you both education and mentoring. 

It also takes a personal guarantee from the borrower.  

For my personal investment journey I have done flips, buy and hold, BRRR, and wholesale.

I definitely would not touch the 3.75% personal mortgage and hold that forever. 

I'm interested to invest in whatever deal makes sense.Outside of real estate, I enjoy working out, fishing and spending quality time with my wife and 1 year old son.Excited to learn and connect with you all!

Would a handyman be the right person to show the apt?

Sounds like they are higher quality SFH's as well. 

But, if you need to increase your radius as I did, you will attract quality MTR leads if you buy and design with them as your target tenants (know your audience).