I know this isn’t exactly what you’re asking about, but I had a prospect in Philly who said their employer, Home Depot, would cover the security deposit.

went out and found a buyer for this property via Lease Option. 

Is it possible to wholesale a property to an end buyer with tenants already in the property?

Having lots of prospects puts you in a very different position. 

Also I am working towards qualifying for a first time home buyer program that I will use to obtain a multi family property so I can not take out a mortgage for this particular property.

I would attempt to sell the home to a more qualified buyer before I would give up on it and allow a tenant to run it into the ground.

I'm more familiar with being a buyer, but I"m interested in getting involved in Wholesale real-estate.

You can have an agent look to see where all the cash buyers are buying but it’s no secret 3/2 are bread butter flips in most areas......but with areas like Germantown and Shelby Park 2/1 are doing really well.

The folks who are bidding are planning on being cash buyers that day.

Commission amount seems right for my area in that most of them want 3% for the seller and 3% for the buyer all coming from the seller side.