I've done a number of owner finance deals as a buyer, and an attorney is not terribly expensive, typically about $1k per property including the note and title search. 

Plus, for all the labor intensive work- Roofing, Demo, Flooring, Scrubbing smoke off walls, building a deck, I am helping and not getting paid 1 cent nor did I get paid 1 cent for the countless hours I've had until this closing.

My goal is 2 per year for the next 10 years.

@Peter Bui there is so much good advise other experts have given up here and here is my two cents “Invest in yourself” before you invest any of your money on real estate and there is so much information and expert opinions here on bp and other places online.

They charge about $800 per transaction no matter the price.

I am buying my second rental closing on Monday with a 25 percent down payment and a 30 year mortgage.    

I like to keep 10k for reserves per building. 

I spoke with a representative from Homeaway the other day and they suggested I drop down to the pay per booking.

This results in paperwork, processing delays and per-transaction fees that can add up if you are engaging in more time-sensitive assets or assets that involve a lot of transactions.

Again, our credit will be good to go after the sale of our house proceeds pays off our older bad credit, ( I am aware it will drop first before rising once accounts are paid off)  I also just opened up a secured credit card to start building good credit per our lenders suggestion that is working with us to build it.