All contracts, options, or other devices not based upon a substantial consideration, or that are otherwise employed to permit an unlicensed person to sell, lease, or let real estate, the beneficial title to which has not, in good faith, passed to such party for a substantial consideration, are hereby declared void and ineffective in all cases, suits, or proceedings had or taken under this chapter; however, this section shall not apply to irrevocable gifts, to unconditional contracts to purchase, or to options based upon a substantial consideration actually paid and not subject to any agreements to return or right of return reserved.Burden of proof is on the person to PROVE they are not acting as an unlicensed broker.

My husband is self-employed.

On top of the debt that can accumulate with consumer credit it can also leave a trail which can be seen by promising employers which in turn can ruin job opportunities.

At the very least, find a mentor and discuss any proposed employment opportunities before signing and committing to something so you don't lock yourself into a bad deal.

I'm currently working for a property management company as an educational employment and networking opportunity.

FCI services four (4) of my own portfolios however we do own own mitigation, workouts, foreclosure, title curative and litigation.The are a number of tactics that can be employed. 

Stupid), essentially being bait and switched on, etc etc.I could go on and on, but ultimately I'm ready to bury my loses and take this as an expensive lesson.Which brings me to my questions:I'm going to ask him to sign a lien waiver, but what to do if he doesn't?

While verifying employment, credit, etc, etc, it seems perfectly reasonable that we verify a request for reasonable accommodation based on a disability.

Is it taxed along with employment income?  

It depends on what the gf and her employing decide.