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Updated almost 8 years ago on . Most recent reply
![Emily McCabe's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/524123/1621481318-avatar-emilym19.jpg?twic=v1/output=image/cover=128x128&v=2)
Can you get financing if you're self-employed?
My husband is self-employed. We want to buy our first rental property, but I can't qualify for much more on my own, because I already own our house. When we bought our house, our lender said we couldn't use his income, so we didn't even bother putting his name on the loan/house. But it would really help if we could use even a little bit of his income so we could spend more on a rental. I don't want to buy something too cheap and dumpy... Anyone know what the usual rules are for this? Do any lenders allow it, and what are requirements for documentation etc.?
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![Brie Schmidt's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/169342/1621421059-avatar-chicagobrie.jpg?twic=v1/output=image/crop=500x500@0x0/cover=128x128&v=2)
@Emily McCabe - They can count it and they will use the average of the most recent two years tax returns. So if you already filed they use the taxable income from 2015 & 2016
- Brie Schmidt
- Podcast Guest on Show #132
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