Like most of us, you probably think you deserve a raise.So, why don't you do some investigation online to figure out what others may charge for these maintenance issues you're so concerned about?

My main concern is that they might have trouble paying their rent at some point while being absent from work.Please advise.

Only concerned because he said we had to sign to get everything pushed through.

@Theresa HarrisRoof was visible yes, we were concerned.

If I move my money elsewhere, I have concerns that the property will be an either/or situation between cash flow and appreciation.

The lenders will definitely be more concerned about the DSCR than the cap rate.

Now this is where I am concerned, in terms of financing: Would I be eligible to take out a hard money loan now along with a refinance down the road, even if I don't have 2 years of taxes with me from the same roles?

The non-paying tenant was a problem for a lot of buyers but wasn’t a huge concern for us.

If you have plenty of cash on hand and can pay off the CC then those concerns mostly go away.  

We have concerns to prepay any further as we suspect that he keeps taking the working capital and uses it to finance his other projects instead of buying the equipment and paying plumber.