In general I would expect to pay more for an insurance on a business policy rather than a personal policy and am not surprised by the increase. 

Landlords, fix n' flippers, businesses, developers, etc.?

I would read as many books on real estate investing as I could to more quickly learn the business.

I currently am flipping a house locally, but I’m quickly realizing I need OPM to scale my business. 

Most of my investing capital is tied up in my jewelry business, but I have about $45k in SDIRA funds that I'm looking to invest for about 6-9 month terms.Thanks . .

I know their charter / business practice is that they only do business in their local / region...I'll ask my lender in the meantime...Good luck.

You may easily look up the person on the NMLS site with their licensing number and find out if they are authorized to conduct business. 

Our current focus is working on 1-4 unit fix and flips, but eventually work towards being able to refinance properties and keep and cash flow them.My question is  tailored on the the way I should structure our relationship for the legal and tax base purposes.Should I secure the deals under my business and pay my partner out of my business operating account?

I really think the ball was dropped on the prospecting and operations side of the business on my end.

The biggest players keep the wheels turning by deal volume and keeping people busy.