It seems that relying solely on Lines of Credit is extremely risky and possibly unwise. 

NOO probate either tax delinquent or preforclosure.I’d be at the public records office or courthouse or if it’s available online I’d be at Starbucks Then I’d go meet with them, I’d skip trace or send a white letter then show up on a Saturday between 12-4pm

Have been bidding on online  auctions, haven't won anything yet, but it's only a matter of time.

I am also taking online classes paying thousands of dollars every semester on a degree i can care less about which is really not gonna change my salary it will probably drop it if i decide to use it.

The online estimates are good in some areas, bad in others so if you haven't looked at any sale prices for properties that have sold you should start there.He is going to be more willing to negotiate terms if you don't badger him too much on price. 

So my question to BP members is: is there any type of verifiable document for rent roll and operating expenses other then a spreadsheet?

You may not need your attorney for another year, but giving him the time to get his ducks in a row now will make sure he helps document anything that might help later.Also a side note just to put you at some ease...this doesn't have to be figured out for the improvement to begin so don't worry too much about that part of the timeline.

But it's the paperwork (the Lease Agreement, the Option Agreement, etc.) that will have the biggest impact on your success or lack thereof.Do not do lease-option unless you have received adequate training and have access to excellent documents.Since you are here in Georgia, I would strongly recommend you look at the training and documents offered by Dyches Boddiford.

My online bank now pays 1.5% which isn’t great for an investment but is good for savings accounts.

Many REO's have an online system to submit offers that go directly to the asset manager making the decision, and the REO agent, is acting as more of a property manager.