They will allow your mortgage payment and any personal debt payments (credit cards, cars, etc) to reach about 45% of your monthly income.Programs vary all over the place so it's best to ask a mortgage broker which programs you qualify for.They like two years on the job, rent paid on time, no liens or judgments, pay stubs, tax returns and so on.FHA has a 3.5% down program plus closing costs.

📚 Areas of Interest:Property Management: I’m fascinated by the art of keeping tenants happy, properties well-maintained, and cash flow steady.Investment Strategies: Let’s talk about flips, buy-and-hold, and creative financing.Community: I’m passionate about building a supportive real estate community.

Please feel free to reach out with any questions.

@Eric Justice It’s not appropriate to speak in absolutes as everything is relative to goals and strategy.

I am looking to start off house hacking but with so many listings I would like to know if there are some strategies for organizing home information (real estate software, excel set up, hand written, etc).

Anything we can do to help you along, please reach out!

Reach out!

I would recommend you reach out to the people who are doing it on-market. 

Thank you in advance to anyone that takes the time to reach out with any information. 

If you have specific questions or need more advice, feel free to reach out!