As for my thought @Jordan Hamilton the South Florida market on a whole is probably getting near the seventh inning stretch to reference baseball.I only hold SFR and that is my thought, I hear the multi-family game has been fully priced for some time now.In the end, if one is buying to hold long-term and generate monthly cash flow then as long as the numbers work and it cash flows positive it might now matter as much.Be sure to work those numbers though: vacancies, maintenance, etc. 

(Not giving up on multi-family at all!)

I want to start getting more aggressive in my search for off market  SFR and Multi-Family's in the area I currently invest in. 

All of my properties are  mixed use or multi-family over 5 units, thus the commercial mortgages. 

This is my first go at multi-family real estate as I have mainly invested in commercial real estate and have used quickbooks to do that.  

We are currently in the market for a multi unit complex (8 or more units).

There's actually a solid amount of multi-family inventory on the market right now, but finding a seller that will accept a VA loan on a good multi-family deal can be challenging.

I would suggest looking at the ROI, rather then cash flow, that you are getting for the cash you are putting down, and compare to other investment vehicles.

if you try to borrow money for it, that will effect your debt to income, and banks don't like to hear that your down payment is borrowed funds. the idea of using other peoples money and investing with no money down is usually something experienced investors do. beginners are probably safer using owner occupied loans to get into multi family properties, or saving up funds for their investment down payments

I have my personal residence and vehicles on the same insurance, and my personal residence (worth much more) is less for insurance.  400-600 is the range i was shooting for.