I emailed my HR person to obtain a Terms of Withdrawal to review if my next employer will allow for loans.

Its also subject to self employment tax (SET). 

I am self employed right now.

Almost any asset can be pledged, unless restricted by law as your retirement accounts are.If you have accounts receivables or contracts from you operations your bank may factor those, basically an advance or loan on such accounts.Cross collateralization my be employed, you can give a seller a second on another property to sweeten the deal on a seller financed transaction.Then obviously, you need to slow or stop your contributions to the retirement accounts.

Ours (your and my world, RE investing) is a rare world where we can employ both sides of the brain and I do like that.I think 1900s houses require a commitment to build and finish quality in order to keep their integrity.

Are you seeking a long term tenant, like a retired type or an employed tenant in that area, who is the target market?

(rather than call the name on the application who I believe to be the desk clerk).In other words, is it within fair housing laws to verify the information with the employer in my own way, or must I restrict verification to the name she listed on the application?

Its one of the big companies, and a former employer used them for health/dependent care accounts.

Shes REI/Wholesaler friendly but I looked up pass thru closing and thats nothing of the tactic you employ.

Just like location, employment, employment, employment is a critical factor in evaluating any market.