I'm looking at a multi-family property and one of the closing conditions for the bank to approve the loan is an environmental form that they want the seller to fill out.The seller says that he would open himself to liability if he filled the form out and hence doesn't want to fill it out.The seller and his agent are very difficult to deal with (rude, abrupt, and generally uncooperative) and the only reason I'm pursuing it is because the numbers look good and it's a strong property.The bank says the only alternative to the form being filled out is to have an expensive Phase I environmental assessment done.Are there any other alternatives to this?

I then started managing bank owned properties.

You would likely incur some type of prepayment penalty IF the bank would even allow it in the first place.

How to set up and link a legal trust as a member to your SLLC so that the transfer of properties into your company is done smoothly and correctly without issues with lenders or banks, etc etc, same reason you don't DIY your own medical issues.

Would a good 1st move be going to the bank just to see what I would qualify for in say a 203k loan?

The wife of one of the partners works at a bank and helped with the original mortgage origination process.

i am buying from the sheriff foreclosure sale. i am doing a title search, and i see the following ; judgement obtained by chase bank on 1/26/2018, and it was later assigned from Chase to VRTG ASSET TRUST on 9/21/18. 

And all the banks I approach ask tax returns.

I think there are far easier opportunities in the market (non real estate related) that can get me a measly 3% net rate of return (You might as well leave the money in the bank or buy a treasury bond which is much less risker and hassle free than owning real estate)Lastly Patience & DisciplinePurchasing your first property, or even adding to your portfolio only happens when its right for you and nobody else.

I've called about 10 local banks in my area but all seem to require around a 20% dp.