The higher cash flows help contend with the higher purchase price.Best thing I can tell you, is think outside of the box. 

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Here are some recommendations for you:Find and connect with other BP members that are in your area: https://www.biggerpockets.com/search/usersSet up keyword alerts to be notified of the topics that interest you: http://www.biggerpockets.com/alertsRead Beginner’s Guide: http://www.biggerpockets.com/real-estate-investingCheck out BP Podcasts: https://www.biggerpockets.com/podcast If you wish to tag someone in the conversation on the forum, type @ followed by their name and then select the name of that person which should appear below the comments box.

I would recommend staying away from the big box or DIY sprayers (plastic body housings) as they are not meant to be used professionally and often cannot be repaired.  

Safe Harbor plans are out-of-the-box in an effort to keep setup costs to a minimum.

So I am a type 1 diabetic and I have 12 boxes of insulin pen (Novolog and long lantus).

Mail Box money!

If you have the equity and the prospective properties that check the boxes, why wait?  

When they hold internally they tend to be more flexible but when they sell the loan off it has to be in this pretty little box to be marketable.