.💫 My next goal would be to purchase another single family this year (I wish the interest rates would drop a smidge), if unable to then continue saving until "the time is right".

Just put a tenant in it using your current owner occupied rate! 

If he earns a 10% annual rate of return (compounded quarterly) in a portfolio created by a robo advisor, Investor A will need 22 years and seven months to become a millionaire.People gripe about negative cash flow but with this plan you probably can't touch it until 59 anyway.

Low rates, cover $20K plus, low deductibles.

We currently skip trace using DealMachine and RESimpli...we haven't had connection rates over 10% and that's our '24 goal.Our dialer VA company, REVA, suggested these...any y'all prefer that can generate solid connection rates?

That wasn't surprising since the country's credit rating is B-, deep into junk territory.After writing that reply, I decided to forever hold my peace on the topic in this forum (so you're making me make an exception ;-)).

What interest rate would you be charging? 

They may have to pay 60k in cap gains (based on 20% cap gains rate). 

In the market in which interest rates are still “affordable”, and demand is strong, it is likely that sub to or owner financing of a free and clear property would only take place if the subject property was not financable or the seller wanted a price significantly above market value.These type of transactions are significantly more prevalent in the commercial real estate world, especially when the subject property is a “special purpose” property like a marina, golf course, church, or event center.  

Probably 99% of the properties in Texas never redeem....so you get a big FAT government guaranteed 0% interest rate.