They provide a format for calculating the bid but no real directions with it.

It provides features such as property analysis, deal management, lead generation, and marketing tools for real estate investors.

Did Wells Fargo require you to provide any local address?

An additional benefit of a detailed engineering-based Cost Segregation Study is that it can increase potential insurance premium savings as well as provide support for the property tax appeals process.

I am already so thankful for the bigger pockets ecosystem in providing so much helpful information.

With no experience and not crazy strong personal finances to pledge to the bank/lender, its doubtful many banks/lenders will provide the construction loan on a spec build. 

I provide it with every single lease whether they're moving in tomorrow or next month.

I can provide you some guidance.

Here are some quick notes that I can provide from the lender/broker perspective.

I require my tenants to provide a 30-day notice regardless if they are terminating during or after the initial lease term.