It may not be what you wanted it to be, but you're not in the red...and, that will only increase over time as rents appreciate, but your mortgage costs remain the same (assuming you have a fixed mortgage...please say you do), so, the longer you hold, the better off you'll end up (assuming you don't see any other issues).In the future, I'd recommend that you use the calculator that's available for each of the properties on HomeUnion's web site to change the numbers (vacancy rate, loan terms, maintenance provisions, etc.) to see where you'll end up in different scenarios.Good luck with your future investments. 

@Aaron Hardin, I just checked the Dallas REIG web site and it says they are ceasing all meetings until after the holidays.  

Well I stumbled upon this article that offered some web portals to find services and tips.

Web sites like Trulia, and google maps really help with the selection process by showing high crime or run down areas where you might want to think twice before investing.

Most RTA places have good web sites and will send you samples.

Their web sites are pretty easy to use and the people in the offices are great with answers when it comes to permits, rules and regs, etc.

Anyone know of any other web based resources that can identify bread and butter markets nationwide.

Access to the web based software is $49.50 per month, but I do believe they offer additional discounts if you do an annual subscription.Link: http://www.4closure.info/property-analyzer-pro.aspx Do not use programs such as redfin, trulia or zillow to run comps.

I have heard a couple different things on this one.Most of the trustee companies maintain a web site with scheduled sales.

As the OP on this thread, I should probably chime in and let people know what all I found out:I ended up going with this company:http://www.identityguard.com/I made the decisions based on information found in this random web page: http://www.knowzy.com/credit-monitoring-comparison.htm The reason I trusted the information on the above linked web page is because it looks like it was written by a person who was faced with this problem and did a bunch of their own research.