@Katie Miller im a newbie at the moment in my “accumulation phase” I call it gaining knowledge and capital I’m working a decent hourly paying job saving as much as possible (I’m literally eating rice, beans, and chicken everyday) I’ve watched countless Brandon turner podcasts I’m not into books too much but I’m getting rich dad poor dad soon because it has been mentioned so much even on other podcasts I listen to so my goals would be to read and finish rich dad poor dad and to read more books in general goal 2 would be to develop a full scale frugal lifestyle until I reach where I would be comfortable financially goal 3 would be to get into my first multi family property before fall of this year goal 4 is to be on my way saving to either buy my 2nd property or have the 1st fully renovated.

And as a last commentor said it is much like having a high deductible insurance policy.A decision of whether or not you carry a gun should be separate from your investment decisions they should be an overall lifestyle decision.  

You can argue that nobody stays on welfare for $1,000 a month but the truth is there are a lot of people that take that $1,000 a month and then spend their free time hustling for cash, dealing drugs, or otherwise supplementing their lifestyle without Uncle Sam knowing.I used to work for the state.

for my wife and I its a lifestyle choice.. and the by product has been a nice living and a lot of freedom to choose who and where we work .. its hard work but its enjoyable ( most of the time)

Also, it all boils down to what you are comfortable with doing from a lifestyle point of view...I think Grant Cardone has made the statement of "never own an SFR", but you have to try to understand his perspective. 

About this time your Amazon 2 hour wine delivery will arrive and you will find your financial prowess and accounting skills greatly enhanced and at least equal to the task of creating the lifestyle you'd like to be come accustomed to.Point being with the kind of equity and situation you're describing you have every right to dream first. 

I heard about Lifestyles Unlimited, The Total Wealth Academy & Elevate CIG. 

Duplex works best if you're young, single, and can cost your lifestyle.

Are they downgrading or upgrading their lifestyle?

Scott recommends careers or side gigs in things where you get judged based on results, not time (like sales), so that the only limit on how much you can make is on your ability to produce.Of course, these are all lifestyle changes, not quick ways to gather up a down payment.