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Updated over 5 years ago on . Most recent reply

Should an investor own his home or rent it
Should an investor own there home or rent it ? I’m hearing a lot about renting your home and not owning it , it’s good to just own investments that make you money !
Most Popular Reply

Hey Charles,
I know nobody likes hearing this answer but.. it depends! I personally don't plan on renting in the near future. I lived in my first investment property as a "house hack". Now I'm currently doing a "live-in-flip" and when I sell (or rent) this house I will move into my next investment property- preferably multi family.
I personally am doing this because it's pretty easy for me. By that I mean I'm young and single with no kids. I don't mind living in a construction zone or living with my tenants if it gets me where I'm going. Not to mention that its easier for me to get a loan when I move into a house IE: lower down payment/better interest rate/long term fixed rate financing.
Also being able to get loans is muy importante to me- and debt to income ratio is a big part of that. If I were to rent a house now that would just hurt my DTI and keep me from where I want to be. Same thing if I were to finance a car or something like that.
As I get older and progress with my investing I'm sure I could end up renting. But for now it's cheap used cars and house hacks.