In fact, I'm reaching the point where I need to retire due to my mother's declining health. 

Also, paint on exterior garage has no affect on your health or safety UNLESS garage was built in 1978 or older and never been painted.

The dilemma.

I am facing a dilemma.

Also check Engineering, Board of Health & Conservation. 

My tools , my house payment , my gasoline for the month , my electric bill , my health insurance , my truck payment , my insurance payment , my telephone bill , my food and the food for my family , my cable and internet service , my health insurance ,  basically 1/12th of my yearly expenses , the cost of the employee , federal and state taxes  PLUS a profit on top all that

your post was so short but so clear... that's my basically my dilemma in a nut shell, as much i want to get the capital to start fixing and flipping, but the harsh reality is it just isn't going to happen for someone in my position.. siighhh. might have to see if i qualify for a FHA loan from the looks of it.

I have a brother that would still buy even though his health is failing, because he enjoys it. 

All in all profit of a little over 2k a month, and my mortgage would be about 1600 at max since i'm setting my max purchase price at 400,000.The dilemma i'm having though is this, I'm currently 22, and about 27k in debt.

Check with the local health dept and talk with a few local septic companies.